“Who Else Wants to Remove Their
Bad Credit, Boost Their Credit Score
151 Points and Gain Financial Freedom?”

Lexington Law is The Real Deal.
and, You Can Call Right Now for a Free,
Confidential Credit Consultation.
(Act Now and Get a Free Credit Report Card and Score)

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My Lexington Law Review
How Lexington Turned My 501 Credit Score to a 745

-My 501 TransUnion Credit Score

When I was in serious trouble with collection agencies, Lexington Law was there to help. They handled everything for me in a fast, friendly, professional manner, and completely restored my credit!

My troubles began when I lost my job. Before that, I was keeping up with my bills–but just barely! While I looked for work, I had to live off of my savings. In order to make those savings stretch as far as possible, I had to prioritize my financial responsibilities and pay only the most important bills. Eventually, I missed so many payments on my credit cards and on my auto loan that the debts went into default.

At this point, several of my debts were picked up by collection agencies, including LVNV Funding and Palisades. I started receiving an absolute avalanche of mail from them, plus daily phone calls from debt collectors personally assigned to torment me.

Being targeted by a debt collection agency made me feel even worse about my financial situation. LVNV Funding and Palisades both added interest and fees to my debt balances, so that suddenly the amount I owed was equal to several years’ worth of income. Plus, their representatives were rather rude and unkind to me on the phone. I was still struggling to find a new job, and I felt ashamed and hopeless about my prospects. I didn’t know what to do.

As if that wasn’t bad enough, I also got notices from the credit bureaus stating that the collection agencies had begun reporting my debts to them, effectively lowering my credit score hundreds of points! I ordered a copy of my credit report, and sure enough, I scored 501 points and an F rating. There were so many collection items on my report, that it was hard to keep track of them all. It seemed like one of my debts had actually been reported to the credit bureaus several times!

At one job interview, I was casually informed that if I made it through the first round of interviews, the employer would pull my credit report and review it! Apparently this is becoming common practice among recruiters and human resource professionals.

I quickly realized that my credit score was becoming a serious liability. I couldn’t expect to get a good job with that credit report F hanging around my neck, and I definitely couldn’t afford to wait the YEARS it would take for the collection items to fall off my report on their own. I started researching ways to clean up my credit, and I soon discovered Lexington Law credit repair service.

Lexington Law Deleted LVNV Funding
Collection Agency From My Experian and
TransUnion Reports Within Days

Lexington Law Did Not Stop There.
1.800.251.3505

How Would You Like a Fresh Start?
Call Today. They Can Help YOU too.
1.800.251.3505

Let me tell you, every good thing you’ve heard about Lexington Law is absolutely TRUE. When I called them for my free consultation, I spoke to a friendly, professional representative who told me all about their credit repair service and answered the many questions I had about credit repair and debt collection agencies. She explained to me that the collection agencies are responsible for reporting my debts accurately to the credit bureaus. And since I had proof that the same debt had been reported multiple times on my credit history, I had a very good chance of disputing it and getting it deleted from my report.

Unlike the rude representatives from LVNV Funding and Palisades, who had shown zero interest in me as a person, the Lexington Law rep took the time to get to know me a little bit. She even asked me about my financial goals, and why it was that I had decided to fight back against the collection agencies. I told her that I suspected a bed credit score was preventing me from finding the new job that would finally enable me to get back on my feet. She completely understood and assured me that Lexington Law could help.

After I hired Lexington Law, I felt a tremendous sense of relief and peace about the whole situation. I could actually feel the stress that had plagued me for so long draining away. I felt more confident, and I’m sure that served me well in my next round of job interviews.

Within days, Lexington Law had successfully deleted the LVNV collection item from my credit history. I didn’t have to take their word for it either! I got proof in the mail from Experian and TransUnion. Being happy to see a piece of mail related to my credit was a very welcome change!

The LVNV item was my biggest debt and the worst item on my report. I was so happy to have it deleted! Lexington Law didn’t stop there though. They also disputed several other collection items, including the one from Palisades, and got those removed as well! I could finally stop throwing away half of my mail unopened. Plus, I could start answering the phone again without fear that I would find an irritated debt collector on the other end of the line.

With those collection items wiped out, my credit score began to recover. Within a short time, my 501 credit score had risen to 745. Looking at my credit score, you would never know that I had ever had any credit problems to begin with!

I can’t thank Lexington Law enough. I’m so glad I called them for my free consultation and let them repair my credit. Thanks to their hard work, today I have a good job and I’m once again in control of my finances and my future.

If you have troubles like I did, don’t waste time wondering what to do or trying to ignore the problem! Call Lexington Law now. There’s nothing to lose, and everything to gain.

Why You Should Hire Lexington Law

-Lexington Law is a well-established company with a PROVEN track record in credit repair services.

-In 2010 alone, they removed over one million negative items from their clients’ credit reports, across all three credit bureaus. That’s impressive enough as a figure, but just image what that number means in terms of real human lives touched. Each collection item that Lexington Law deletes helps someone just like you break free of bad credit and get back on the path to achieving their dreams.

-Lexington Law has 24 attorneys on staff, plus over 200 paralegals and agents working in 19 states.

-Their top-rated customer support is available 24/7.

-Unlike other credit repair services out there, Lexington Law does not require up-front payment or exorbitant fees.

-Lexington Law believes in transparency in the credit repair process, which means that they keep you informed of all proceedings and educate you about your rights as a consumer.

What Lexington Law Will Do For You

-It may be tempting to try to handle your debt dispute on your own. However, Lexington Law brings a specialized skill set and years of experience to the debt dispute process. You simply can’t replicate that on your own!

-Lexington Law will initiate a debt validation process for you. This means that they exercise your right to make the collection agency PROVE that you owe the debt they have reported to the credit bureau. If they can’t do that, the debt will be deleted from your report!

-Lexington Law will also investigate the statute of limitations in your state. If the debt is too old and the statute of limitations has run out, you are no longer legally responsible for the debt.

-Lexington Law can educate you about the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. They will help you figure out if the debt collection agency harassing you has violated any of the stipulations of these acts.

-Most importantly, Lexington Law will handle everything for you. You won’t have to waste one more second on the phone with representatives from debt collection companies.

Call Lexington Law today to get started with a free consultation!